Terms & Conditions

      Welcome to PaulBIM (the “Website”, “we”, “us”, or “our”). These Terms & Conditions govern your use of the Website and the services, contents, courses, and products offered through it. By accessing or using the Website (or any part thereof), you agree to abide by these Terms. If you disagree with any part, you must not use the Website.

      1. Definitions

      • User / You / Your: Any individual or entity who visits, uses, or registers on the Website.
      • Content: All text, images, videos, course materials, downloadable files, blog posts, and other media on the Website.
      • Services / Courses: Educational courses, online classes, tutorials, training modules, or other offerings made available via the Website.
      • Account: A user account created by you on the Website for accessing certain features (e.g. enrolling in courses).

      2. Eligibility

      • You must be at least 18 years old (or of the legal age in your country to form binding contracts) to use the Website.
      • By using the Website, you warrant that you are legally capable of entering into binding agreements.

      3. Account & Registration

      • To access certain features or enroll in courses, you may need to register and provide accurate, current, and complete information.
      • You are responsible for maintaining the confidentiality of your login credentials (username, password).
      • You agree to notify us immediately of any unauthorized use of your account or breach of security.
      • We reserve the right to suspend, terminate, or refuse service or access to any account, with or without notice, for violation of these Terms.

      4. Use of the Website

      • You may use the Website for lawful purposes only. You must not post, transmit or share content that is unlawful, defamatory, infringing, obscene, abusive, or otherwise objectionable.
      • You agree not to use the Website to:
          a) impersonate others or misrepresent your affiliation;
          b) interfere with or disrupt the Website or servers or networks connected to it;
          c) attempt to gain unauthorized access to any feature, service, account, or system;
          d) reverse-engineer, decompile or disassemble any part of the Website;
          e) use any automated means (bots, spiders, scrapers) to access or collect data without prior written consent.

      5. Intellectual Property

      • The Website and its original content, features, and functionality are and will remain the exclusive property of PaulBIM (or its licensors).
      • All course materials, images, audio, video, and other content are protected by copyright, trademark, and other laws.
      • You may not reproduce, distribute, modify, publicly display, publicly perform, or create derivative works from the content except as permitted under these Terms or with our express written permission.
      • If you submit any ideas, feedback, or suggestions (“Submissions”), you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, modify, publish, distribute, or otherwise incorporate them into the Website or services, without obligation to you.

      6. Purchase, Payments & Refunds

      • When enrolling in paid courses or purchasing digital products, you agree to pay all fees and applicable taxes.
      • All payments must be made via the payment methods we accept.
      • Prices for courses/products are as posted on the Website, unless clearly stated otherwise.
      • Refund policy: [You should specify your refund terms here. For example: “All sales are final, no refunds, or refund allowed within X days under condition Y.”]
      • We reserve the right to change prices or introduce new fees at any time, but such changes will not affect orders already confirmed.

      7. Access & Delivery

      • Upon successful payment (if applicable), you will be granted access to the course or product as described.
      • Access rights are non-exclusive, non-transferable, and limited to your personal use.
      • You are responsible for obtaining, at your cost, all hardware, software, and internet access needed to use the Website and services.

      8. Disclaimers & Limitation of Liability

      • No warranty: The Website and its contents are provided “as is” and “as available,” without warranties of any kind (express or implied).
      • We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
      • Limitation of liability: To the maximum extent permitted by law, PaulBIM (and its officers, employees, agents) will not be liable for any indirect, incidental, special, consequential or punitive damages, or losses of revenue, profits, data, or goodwill arising out of or in connection with your use or inability to use the Website or services, even if we have been informed of the possibility of such damages.
      • Our total liability in any case shall not exceed the amount you paid (if any) for access to the Website or services in the last 12 months.

      9. Indemnification

      You agree to defend, indemnify, and hold harmless PaulBIM, its officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

      • Your use of the Website or services;
      • Your violation of these Terms;
      • Your violation of any rights of third parties (e.g. copyright, defamation);
      • Any content you post or transmit via the Website.

      10. Termination

      • We may, at our sole discretion, suspend or terminate your access (in part or in whole) to the Website or services, with or without notice, for any reason (e.g. breach of Terms).
      • Upon termination, your right to use the Website immediately ceases, and you must stop all use.
      • All provisions of these Terms which by their nature should survive termination shall survive (e.g. Intellectual Property, Indemnity, Disclaimers, Limitation of Liability).

      11. Modifications to Terms

      • We reserve the right to revise, amend, or modify these Terms at any time.
      • Any changes will take effect when posted on the Website, with a revised “Effective Date.”
      • Your continued use of the Website/Services after such changes constitutes your acceptance of the new Terms.

      12. Links to Other Websites

      • The Website may include links to third-party websites or services. These links are provided for your convenience.
      • We do not control and are not responsible for the content, policies, or practices of those third-party sites.
      • You should review the terms and privacy policies of any external sites you visit.

      13. Governing Law & Dispute Resolution

      • These Terms are governed by and construed in accordance with the laws of [Your Country / State / Jurisdiction] (e.g. India).
      • Any dispute arising out of or related to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in [Your City / State / Region].
      • You and we both waive any right to a trial by jury or to any class action.

      14. Severability

      If any provision of these Terms is found to be invalid, illegal or unenforceable, the remaining provisions shall continue in full force and effect.

      15. Waiver

      No waiver by us of any term or right under these Terms will be deemed a further or continuing waiver of such term or right or any other term or right.

      16. Entire Agreement

      These Terms (plus any policies or documents referenced herein, such as the Privacy Policy) constitute the entire agreement between you and us regarding the Website and supersede all prior or contemporaneous communications or proposals (oral or written) concerning the subject matter.

      17. Contact Information

      If you have any questions about these Terms, please contact us at:
      PaulBIM
      Email: [Your contact email]
      Address: [Your business address, if applicable]

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